Future Value Calculator

Calculate the future value of a lumpsum investment given its present value, expected annual growth rate, and the number of years it will grow.

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  • Accurate results
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  • Works on all devices
Enter a present value, expected annual growth rate, and number of years to calculate the future value of a lumpsum investment using FV = PV × (1 + r)^n.
₹
The current lumpsum amount you're investing.
%
The expected annual rate of return or interest, compounded yearly.
The number of years the investment will grow.

Your result

₹2,15,892.50

Future value

Total growth₹1,15,892.50

AI explanation

Formula

FV = PV × (1 + r/100)^Years

Worked example

₹1,00,000 growing at 8% for 10 years

Worked example: ₹1,00,000 growing at 8% for 10 years
FieldValue
Present value (amount today)100000
Expected annual growth rate8
Number of years10
Future value215892.5
Total growth115892.5

Assumptions

  • Assumes annual compounding at a fixed rate for the entire period.
  • Models a single lumpsum investment with no additional contributions (use the SIP calculator for regular monthly investments).

Frequently asked questions

How is future value different from CAGR?

Future value projects forward from a known starting amount and rate to find the ending value. CAGR works backward from known starting and ending values to find the implied annual growth rate. Use CAGR when you already know both values and future value when you're projecting ahead.

Does this calculator account for inflation?

No — this shows nominal future value. Use the Inflation-Adjusted Value Calculator to see what a future amount would be worth in today's purchasing power.

What if I want to add regular monthly investments too?

Use the SIP Calculator instead, which models a lumpsum plus recurring monthly contributions compounding together.

Related calculators

Present Value CalculatorCAGR CalculatorCompound Interest Calculator

Related articles

Finance1 min read

How the Future Value of a Lumpsum Investment Is Calculated

A lumpsum's future value is its present value multiplied by (1 + rate)^years — the same compound-growth formula behind compound interest, applied here to any investment with an expected annual rate of return.

Read guide
Finance1 min read

Why Discounting a Future Value Back Returns the Exact Original Amount

Growing ₹1,00,000 forward 10 years at 8% and then discounting that real future value back 10 years at the same 8% returns exactly ₹1,00,000 — proof that future value and present value are precise mathematical inverses of each other, not just similarly-named concepts.

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Sources

This calculator provides a mathematical estimate for general educational use and does not constitute investment advice. Actual returns depend on market performance and are not guaranteed.

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