Long-Term Capital Gains Calculator
Calculate long-term capital gains (LTCG) tax on equity, property, or other assets held beyond the long-term threshold.
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Your result
₹3,75,000
Long-term capital gains tax
AI explanation
Formula
LTCG taxed at 12.5% (equity: above a ₹1.25L exemption; other assets: without indexation, per the 2024 simplification)Worked example
Property, ₹30L to ₹60L, held 5 years
| Field | Value |
|---|---|
| Asset type | other |
| Purchase price | 3000000 |
| Sale price | 6000000 |
| Holding period | 60 |
| Capital gain | 3000000 |
| Taxable gain | 3000000 |
| Applicable tax rate | 12.5 |
| Long-term capital gains tax | 375000 |
Assumptions
- Reflects the post-July-2024 Budget rate of 12.5% for LTCG, without indexation for most assets (grandfathering rules for property purchased before a certain date are not modeled).
- Equity LTCG gets a ₹1.25 lakh annual exemption; other-asset LTCG has no such exemption in this calculator.
- Tax law changes frequently — verify current rules with a tax professional.
Frequently asked questions
What is the LTCG tax rate now?
12.5% flat, effective from the July 2024 Budget, applicable to both equity (above a ₹1.25 lakh annual exemption) and other assets like property, gold, and debt funds (previously taxed with indexation benefit at 20%).
What happened to indexation benefit for property?
The July 2024 Budget removed indexation for most property sales going forward, replacing it with a flat 12.5% rate — though transitional rules may allow choosing the old 20%-with-indexation method for property acquired before July 23, 2024.
Do I get any exemption on long-term capital gains?
Equity LTCG gets a ₹1.25 lakh annual exemption. For property, exemptions under Sections 54/54F (reinvesting in another residential property) may apply separately — not modeled in this calculator.
Related calculators
Sources
- Union Budget 2024-25 — Capital Gains Tax Changes — Ministry of Finance, Government of India. Effective 23-07-2024, reviewed 13-09-2026.
This calculator provides a general estimate only and does not constitute tax advice. Capital gains tax rules — especially around indexation and reinvestment exemptions — are complex. Consult a tax professional before filing.
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