Kisan Vikas Patra Calculator

Find out how long it takes for your Kisan Vikas Patra (KVP) investment to double, and the exact maturity amount.

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Data period: Kisan Vikas Patra rate for July–September 2026 (7.5% p.a., maturing in 115 months)
Source: National Savings Institute, Ministry of Finance (DEA), Government of India
Last updated: 24-09-2026

Enter your KVP investment amount to see it double at the current doubling period of 115 months (about 9 years 7 months).

Investment amount *

₹

Your result

₹2,00,000

Maturity amount

Doubling period9.6 years

Total interest earned₹1,00,000

AI explanation

Formula

Maturity amount = principal × 2, at the currently notified doubling period (115 months)

Worked example

₹1,00,000 investment

Worked example: ₹1,00,000 investment
Field	Value
Investment amount	₹1,00,000
Maturity amount	₹2,00,000
Doubling period	9.6
Total interest earned	₹1,00,000

Assumptions and limitations

This calculator assumes

Kisan Vikas Patra publishes a doubling period directly rather than a nominal annual rate.
Current doubling period is 115 months (~9 years 7 months), notified for the Jul-Sep 2026 quarter and revised quarterly by the Ministry of Finance.
No maximum investment limit (minimum ₹1,000, in multiples of ₹100 thereafter).

What it does not account for

Uses the rate notified for July–September 2026. Rates are revised every quarter; whether a revision changes the return on an existing deposit depends on the scheme's rules.

Frequently asked questions

How long does it take for KVP to double?

Currently 115 months (about 9 years and 7 months). This "doubling period" is notified directly by the Ministry of Finance and revised quarterly, rather than being derived from a fixed annual interest rate.

Is there a maximum investment limit for KVP?

No maximum limit — you can invest any amount in multiples of ₹100, with a minimum of ₹1,000, across as many certificates as you like.

Can I withdraw KVP before maturity?

Premature encashment is allowed after 2.5 years from the date of purchase, or earlier on the death of the holder, forfeiture by a pledgee, or on a court order.

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Sources

Official sources

Interest Rate on National Savings Schemes (Kisan Vikas Patra: 7.5% p.a., maturing in 115 months for July–September 2026) — National Savings Institute, Ministry of Finance (DEA), Government of India. Effective 01-07-2026, checked 24-09-2026.