Kisan Vikas Patra Calculator
Find out how long it takes for your Kisan Vikas Patra (KVP) investment to double, and the exact maturity amount.
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Your result
₹2,00,000
Maturity amount
AI explanation
Formula
Maturity amount = principal × 2, at the currently notified doubling period (115 months)Worked example
₹1,00,000 investment
| Field | Value |
|---|---|
| Investment amount | 100000 |
| Maturity amount | 200000 |
| Doubling period | 9.6 |
| Total interest earned | 100000 |
Assumptions
- Kisan Vikas Patra publishes a doubling period directly rather than a nominal annual rate.
- Current doubling period is 115 months (~9 years 7 months), notified for the Jul-Sep 2026 quarter and revised quarterly by the Ministry of Finance.
- No maximum investment limit (minimum ₹1,000, in multiples of ₹100 thereafter).
Frequently asked questions
How long does it take for KVP to double?
Currently 115 months (about 9 years and 7 months). This "doubling period" is notified directly by the Ministry of Finance and revised quarterly, rather than being derived from a fixed annual interest rate.
Is there a maximum investment limit for KVP?
No maximum limit — you can invest any amount in multiples of ₹100, with a minimum of ₹1,000, across as many certificates as you like.
Can I withdraw KVP before maturity?
Premature encashment is allowed after 2.5 years from the date of purchase, or earlier on the death of the holder, forfeiture by a pledgee, or on a court order.
Related calculators
Sources
- Kisan Vikas Patra Scheme — rules and current doubling period — Ministry of Finance, Government of India. Effective 18-11-2014, reviewed 13-09-2026.
This calculator provides an estimate only, based on the currently notified KVP doubling period, which is revised quarterly by the Ministry of Finance and applies for the full tenure of a certificate as issued. Not personalized financial advice.
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