Central Government HRA Calculator

Calculate the House Rent Allowance (HRA) for a central government employee, based on basic pay, city classification, and the current DA rate.

Free to use
No registration required
Works on all devices

Data period: DA rate effective from 1 January 2026 (60% of basic pay)
Source: Department of Expenditure, Ministry of Finance, Government of India
Last updated: 24-09-2026

Enter your basic pay, city classification, and current DA rate to calculate your HRA amount under the 7th CPC rules.

Basic pay *

₹

City classification *

Current DA rate (%) *

HRA rates step up once DA crosses 25% and again once it crosses 50%.

Your result

₹16,830

HRA amount

HRA rate applied30.00%

AI explanation

Formula

HRA = Basic Pay × applicable HRA rate, where the rate depends on city class and the current DA slab (24/16/8%, 27/18/9%, or 30/20/10% for X/Y/Z)

Worked example

Basic ₹56,100, X city, 60% DA

Worked example: Basic ₹56,100, X city, 60% DA
Field	Value
Basic pay	₹56,100
City classification	X
Current DA rate (%)	60
HRA rate applied	30
HRA amount	₹16,830

Assumptions and limitations

This calculator assumes

HRA rates follow the 7th CPC city-class table — 24%/16%/8% (X/Y/Z) below 25% DA, 27%/18%/9% between 25% and 50% DA, and 30%/20%/10% once DA reaches 50% or more.
City classification (X/Y/Z) is as notified by the Ministry of Finance based on 2011 Census population — this calculator does not look up your city automatically.

What it does not account for

The default DA rate is the rate effective from 1 January 2026. The July 2026 revision is announced later in the year and applies retrospectively; enter the new rate once it is notified.

Frequently asked questions

What are X, Y, and Z city classifications?

X cities are the largest metros (highest HRA rate), Y cities are mid-size cities, and Z covers all other areas (lowest HRA rate) — classification is notified by the Ministry of Finance based on population.

Why did my HRA rate increase without a promotion?

HRA rates are tied to the DA rate, not your pay level — as DA crosses 25% and 50% thresholds, HRA rates step up automatically for everyone, regardless of promotion.

Is HRA taxable?

HRA received by a government employee living in a rented house may be partially exempt under Section 10(13A) — see the general HRA Exemption Calculator for that computation.

Related calculators

Sources

Official sources

Revision of rates of Dearness Allowance to Central Government employees — effective from 01.01.2026 (O.M. No. 1/1(i)/2026-E.II(B), 22 April 2026) — Department of Expenditure, Ministry of Finance, Government of India. Effective 01-01-2026, checked 24-09-2026.